1. Agreement Binding & Acknowledgment
Welcome to Sankari Arthika FinTrack ("we," "our," "us," or "the Platform"). These Terms and Conditions ("Agreement") govern your access to and utilization of our credit card management application and digital tools. By downloading, creating an account, or interacting with our mobile application, you acknowledge that you have read, understood, and agreed to be legally bound by this Agreement. If you do not consent to these mandatory provisions, you must discontinue app usage and uninstall the application immediately.
2. User Qualifications & Onboarding Obligations
Pursuant to the Indian Contract Act, 1872, access to our services is strictly restricted to individuals who are at least eighteen (18) years of age and possess full legal capacity to enter into contractually binding commitments. By registering, you warrant that all submitted details—including identity parameters and contact information—are accurate, current, and complete. Impersonation, utilizing false identities, or submitting misleading profile information constitutes a breach of this Agreement and may result in immediate suspension or termination of your account.
3. Account Protection & Prohibited Platform Conduct
You are solely responsible for maintaining the confidentiality of your security PINs, login passcodes, and One-Time Passwords (OTPs). All activities occurring under your authenticated account shall be deemed executed by you. While using Sankari Arthika FinTrack, you explicitly agree not to:
- Engage in unauthorized financial activities, identity theft, or financial fraud governed under Indian penal regulations;
- Reverse engineer, decompile, modify, or attempt to derive the software's source code;
- Deploy automated scripts, web scrapers, or bots to interfere with platform operations;
- Circumvent security firewalls, run vulnerability scans, or compromise underlying server infrastructure.
4. Proprietary Intellectual Rights & Limited Use License
All software code, user interface designs, logos, graphics, algorithms, and associated content within Sankari Arthika FinTrack remain the exclusive property of the Platform. We grant you a limited, revocable, non-exclusive, non-transferable license to use the app for personal credit tracking purposes. While you retain ownership of your personal financial inputs, you grant us permission to process and structure such data strictly for providing service functionalities in alignment with our Privacy Policy: https://www.sankariarthikafintrackcom/privacy-policy.
5. Service Disclaimers & Limitation of Liability
Sankari Arthika FinTrack is provided on an "AS IS" and "AS AVAILABLE" basis. While we strive to maintain uninterrupted service and precise credit analytics, we do not guarantee that functions will be error-free, continuous, or completely synchronized with third-party banking institutions. App-generated insights, expenditure tracking, and billing notifications serve informative organizational purposes only and do not constitute legal, tax, or financial advice. To the maximum extent permitted by Indian jurisprudence, we disclaim liability for indirect losses, bank penalties, or data corruption resulting from software interruption or mobile system incompatibilities.
6. Modifications, Governing Law & Jurisdiction
We reserve the right to modify or update this Agreement periodically to align with legal developments or technical upgrades. Revised terms take effect upon being posted on our official channels. Your continued use of the application indicates your acceptance of the updated Agreement. This document shall be governed by and interpreted under the laws of the Republic of India. Any legal dispute or claim arising under this Agreement shall be subject to the exclusive jurisdiction of the competent courts in India.
7. Official Inquiries & Support
If you have questions, feedback, or require assistance regarding these Terms and Conditions, please reach out via our official communication channels:
- Official Website:
- https://www.sankariarthikafintrack.com
- Privacy Policy URL:
- https://www.sankariarthikafintrackcom/privacy-policy
- Customer Support Email:
- business@sankariarthikafintrack.com